The GI Bill of 1944 offered World War II Veterans a range of benefits in reward for their service to the United States. This bill was the mechanism by which many Americans finally entered the middle class. However, African-American veterans and other minorities were systematically prevented from accessing these benefits. Redlining was one of the discriminatory practices that helped to create the racial wealth gap we see today.

In this talk, Marsha Davis of Davis Squared Consulting, shares the history of redlining and outlines its impacts on the development of neighborhoods in Asheville, North Carolina.

This case study highlights the links between federal policies and our day-to-day experiences in our communities.

This talk was originally presented at OnTrack WNC's 45th Financial Literacy Luncheon

Hi, I’m Marsha Davis


I am the co-founder of Davis Squared Consulting where I provide racial equity consulting, coaching and group facilitation to nonprofits.

With over 15 years of experience as an educator and non-profit leader, I support my clients in building values-driven strategies that enhance the resilience of our communities. I specialize in creating brave productive spaces for hard conversations.  

I graduated from Harvard University with a BA in Molecular and Cellular Biology and earned a Masters in Science Education. 

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